fiox-demo.com - Berlin

Income Token

Debenture Value, Shown As Tokens

The Income Token represents debenture value inside the Fio debenture pool. When a holder makes a token purchase, that value is exchanged for tokens. The token is proof of participation in the funding pool allocated by Fio Capital across selected Fio Group businesses.

1 Token = R1

Growth Rate = 14.6% p.a.

Lock Term = 5 Years

KYC Status

PENDING

KYC approval is required before token purchases are finalized.

F

Monthly Growth Credit

+1,564

Credited in additional Income Tokens

Key Figures

Prominent wallet figures and direct shortcuts for the two main actions.

Total Tokens Held

128,440

Proof of participation in the debenture pool.

Monthly Growth Credit

+1,564

Credited in additional Income Tokens.

Total Token Balance128,440 TOKENS

Locked Tokens127,580 TOKENS

Exchangeable Tokens860 TOKENS

Compliance Journey

KYC must be completed and every token purchase creates a signed contract.

1. Complete KYCIdentity, address, and regulatory documents are required by law

Pending

2. Buy More TokensEnter rand amount and tokens are issued 1:1

1 Token = R1

3. Choose payment methodCard or Instant EFT with POP upload

Supported

4. Sign token purchase contractCaptured in a physical signature draw box

Required

5. View / print contractListed under Contracts for print or Save as PDF

0

Product Notes

Simple dashboard focused on wallet balances, KYC, contracts, token transactions, and Fio Group allocation.

Annual Growth RateApplied to total tokens held

14.6%

Estimated Monthly RateSimple display estimate

1.2167%

Current Month Token CreditBased on current holdings

+1,564 TOKENS

My Wallet

Total holdings, token value, monthly growth, buy more tokens, and exchangeable balance.

Total Tokens Held 128,440 TOKENS

Rand Value R128,440.00

Monthly Token Growth +1,564 TOKENS

Wallet Breakdown

Current wallet balances inside the debenture pool structure.

Locked Tokens Subject to token lock term

127,580

Earned Growth Tokens Accumulated from monthly growth credits

3,420

Exchangeable / Withdrawable Tokens Eligible for token-to-cash exchange subject to limits

860

Buy More Tokens

Complete KYC, choose payment method, then sign the token purchase contract.

1. Amount

2. Payment

3. Contract

Token Purchase Amount (Rands)

Tokens To Be Issued

Payment Method

Card Holder Name

Card Number

Expiry / CVV

Token Exchange / Withdrawal

Exchange eligible tokens for cash, subject to limits and rules.

Exchangeable Tokens Currently eligible

860 TOKENS

Cash Value At 1 Token = R1

R860.00

Monthly Exchange Limit Illustrative platform limit

R5,000.00

Wallet Notes

Important wallet rules for token holders.

1 Token = 1 Rand Token value equals debenture value

Monthly Growth Is Credited In Tokens Based on total tokens held

KYC And Signed Contract Required For each token purchase record

Token Transactions

This section displays token purchase records, monthly token growth credits, lock terms, maturity dates, and contract-linked token entries.

Token Purchase Record TP-001 15 Jan 2026 · Lock term ends 15 Jan 2031 · Contract linked

50,000 TOKENS

Token Purchase Record TP-002 03 Mar 2026 · Lock term ends 03 Mar 2031 · Contract linked

35,000 TOKENS

Token Purchase Record TP-003 21 Jun 2026 · Lock term ends 21 Jun 2031 · Contract linked

42,580 TOKENS

Monthly Growth Credit 31 Mar 2026 · Growth credited in tokens

+1,564 TOKENS

Transaction Rules

Terminology aligned to the debenture model.

Token Purchase Records Not shown as investments in the UI

Monthly Token Growth Credits Added according to total token holdings

Lock Term And Maturity Dates Displayed where relevant

Transaction Summary

High-level transaction totals.

Total Token Purchase Records Current count

3

Total Locked Tokens Across active token records

127,580

Latest Monthly Growth Credit Most recent token credit

+1,564

Fio Group

Token distribution per business and profit display in tokens.

Token Distribution Per Business

Assigned by Fio Capital inside the Fio Group.

Fio Capital32,400 TOKENS

28%

Fio Properties26,600 TOKENS

23%

Fio Energy21,980 TOKENS

19%

Fio Tech18,520 TOKENS

16%

Fio Agri16,300 TOKENS

14%

Business Profits In Tokens

Displayed in token terms across the Fio Group.

Business	Monthly Profit	Quarterly Profit
Fio Capital	8,240 TOKENS	24,720 TOKENS
Fio Properties	6,910 TOKENS	20,730 TOKENS
Fio Energy	5,880 TOKENS	17,640 TOKENS
Fio Tech	4,960 TOKENS	14,880 TOKENS
Fio Agri	4,210 TOKENS	12,630 TOKENS

Contracts

Every token purchase creates a contract that can be viewed, printed, or saved as PDF.

KYC

KYC is required by law and follows conventional identity and compliance processes.

KYC Checklist

Standard documentation and onboarding requirements.

ID / PassportGovernment-issued identification

Missing

Proof of AddressNot older than 3 months

Missing

Selfie / Face MatchIdentity verification

Missing

Source of FundsRequired for compliance review

Missing

Sanctions / PEP ScreeningPlatform compliance process

System Check

Upload Documents

Demo upload fields for the compliance journey.

ID / Passport

Proof of Address

Selfie / Face Match

Source of Funds

Token Purchase Contract

Dashboard

Key Figures

Compliance Journey

Product Notes

My Wallet

Wallet Breakdown

Buy More Tokens

Token Exchange / Withdrawal

Wallet Notes

Token Transactions

Transaction Rules

Transaction Summary

Fio Group

Token Distribution Per Business

Business Profits In Tokens

Contracts

KYC

KYC Checklist

Upload Documents